Communities of Color Disproportionally Suffer from Medical Debt
Communications
Oct 14, 2022
Medical debt is a critical challenge to Americans’ financial stability and well-being.
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Community:
Oct 14, 2022
Medical debt is a critical challenge to Americans’ financial stability and well-being. People with medical debt are more likely to forgo needed medical care, have difficulty meeting basic needs, and face an increased risk of bankruptcy.
Recent Urban research shows there are great disparities in who carries the most medical debt. Adults who live in communities where the majority of the population are people of color are more likely to have medical debt in collections reported on their credit reports. In particular, Black adults are more likely to have difficulty paying for family medical expenses. These inequities reinforce the racial wealth gap and contribute to disparities in health outcomes.
Topics: Asset building, Dual-eligibles, Health, Legislation & Policy, Low-income, Medicaid / Medicare, Racial inequalities
Shared by Sandra Ware
on Oct 27, 2022
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Community:
Jan 25, 2019
A whole host of factors — such as friends, housing and transportation — affect a person’s health and how much they need the social safety net. It’s time the government’s big health insurance programs took this reality into account, some lawmakers and policymakers are starting to argue.
Topics: Asset building, Cost effectiveness, Disabilities, Education, Food insecurity, Funding, Health, Homelessness, Housing, Legislation & Policy, Low-income, Medicaid / Medicare, Seniors, Transportation, Workforce development
Shared by Housing Is
on Jan 25, 2019
The Health 202: Policymakers are realizing health is about a lot more than just care
News Article
Jan 25, 2019
A whole host of factors — such as friends, housing and transportation — affect a person’s health and how much they need the social safety net. It’s time the government’s big health insurance programs took this reality into account, some lawmakers and policymakers are starting to argue.
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Community:
Dec 11, 2018
As the Trump Administration continues to encourage states to take Medicaid coverage away from people who don’t meet a work requirement, a new report describes Montana’s promising alternative: a workforce promotion program that targets state resources toward reducing barriers to work.
Topics: Affordable Care Act, Asset building, Health, Legislation & Policy, Low-income, Medicaid / Medicare, Partnerships, Research, Workforce development
Shared by Housing Is
on Dec 11, 2018
Montana Program Supports Work Without Causing Harm
Case study
Dec 11, 2018
As the Trump Administration continues to encourage states to take Medicaid coverage away from people who don’t meet a work requirement, a new report describes Montana’s promising alternative: a workforce promotion program that targets state resources toward reducing barriers to work.
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Community:
Dec 6, 2018
Recent research shows that social safety net programs benefit everyone.
Topics: Asset building, Child welfare, Community development, Food insecurity, Legislation & Policy, Medicaid / Medicare, Racial inequalities, Research, Workforce development
Shared by Mica O'Brien
on Dec 6, 2018
To Make America Richer, Help Poor Children
News Article
Dec 6, 2018
Recent research shows that social safety net programs benefit everyone.
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Community:
Aug 9, 2018
Annuities, long-term care insurance (LTCI), and reverse mortgages appear to offer important consumption smoothing benefits to the elderly, yet private markets for these products are small. A prominent idea is to combine LTCI and annuities to alleviate both supply (selection) and demand (liquidity) problems in these markets. This paper shows that if consumers typically liquidate home equity only in the event of illness, then LTCI and annuities become substitutes and less attractive. Simulations confirm that without home equity loans, both LTCI and constant real annuities may be welfare destructive, particularly in combination.
Topics: Asset building, Health, Housing, Medicaid / Medicare, Seniors
Shared by Housing Is
on Aug 9, 2018
Housing , Health, and Annuities
Research
Aug 9, 2018
Annuities, long-term care insurance (LTCI), and reverse mortgages appear to offer important consumption smoothing benefits to the elderly, yet private markets for these products are small.