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Housing Is Working Group 2023-2024 Calendar

Join the Housing Is Working Group to discuss special topics related to cross-sector initiatives and programmatic considerations particularly focused on the intersections of housing, health, and education.

This year’s public webinars cover topics such as the mobility asthma project, trauma-informed approaches to housing, resident-focused racial equity work, out-of-school time, and how FCC grantees are supprting voucher holders.

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Elements of a Successful Partnership

With generous support from the MacArthur Foundation, CLPHA developed an in-depth report on regional housing-education collaborations taking place at housing authorities across the Pacific-Northwest.

Read the Multimedia Report
 
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Research
Community:
Aug 9, 2018

Housing , Health, and Annuities

Annuities, long-term care insurance (LTCI), and reverse mortgages appear to offer important consumption smoothing benefits to the elderly, yet private markets for these products are small. A prominent idea is to combine LTCI and annuities to alleviate both supply (selection) and demand (liquidity) problems in these markets. This paper shows that if consumers typically liquidate home equity only in the event of illness, then LTCI and annuities become substitutes and less attractive. Simulations confirm that without home equity loans, both LTCI and constant real annuities may be welfare destructive, particularly in combination.

Authored by:
Topics: Asset building, Health, Housing, Medicaid / Medicare, Seniors
Shared by Housing Is on Aug 9, 2018