Communities of Color Disproportionally Suffer from Medical Debt
Communications
Oct 14, 2022
Medical debt is a critical challenge to Americans’ financial stability and well-being.
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Community:
Oct 14, 2022
Medical debt is a critical challenge to Americans’ financial stability and well-being. People with medical debt are more likely to forgo needed medical care, have difficulty meeting basic needs, and face an increased risk of bankruptcy.
Recent Urban research shows there are great disparities in who carries the most medical debt. Adults who live in communities where the majority of the population are people of color are more likely to have medical debt in collections reported on their credit reports. In particular, Black adults are more likely to have difficulty paying for family medical expenses. These inequities reinforce the racial wealth gap and contribute to disparities in health outcomes.
Topics: Asset building, Dual-eligibles, Health, Legislation & Policy, Low-income, Medicaid / Medicare, Racial inequalities
Shared by Sandra Ware
on Oct 27, 2022
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Community:
Jun 27, 2022
We have an abundance of talent that is ready to reimagine early childhood and well-being in America for our youngest children and families, but we do not have an abundance of leadership experiences that nurture, propel, and position them as the dynamic leaders our country urgently needs.
Leadership that reflects the full diversity and genius of our communities, sectors, identities, and lived experiences matters now more than ever. In Toward A More Equitable Tomorrow: A Landscape Analysis of Early Childhood Leadership, we uncover the essentials for future leadership investments that value and center equity—especially racial equity and inclusion—to surface new possibilities and equitable prosperity moving forward. Insights from stakeholders including state and federal cabinet directors, service providers, funders, and parents offer powerful perspectives to guide the future early childhood field, and guide those who seek to accelerate families’ well-being, educational success, and economic mobility.
Ascend at the Aspen Institute is embracing this moment as a renewal, and also as a redoubling of our commitment to remake our systems and our society. This means centering children and families with a focus not simply on eliminating persistent inequities such as poverty, polarization, and racism, but on ensuring pathways to prosperity and well-being.
With support from the Buffett Early Childhood Fund, David and Lucile Packard Foundation, and the Bezos Family Foundation, Ascend undertook a robust landscape analysis of the early childhood field. More than 80 leaders—from research, practice, policy, philanthropy, and families with young children—shared their insights for this report. It was augmented by a review of 20 mission-aligned leadership efforts. Our inquiry was grounded in an intentional focus on racial, economic, and gender equity; respect for the advances made; commitment to innovation; and an open mind to new approaches, possibilities, and power.
Topics: Advocacy, Asset building, Child welfare, CLPHA, Early childhood, Housing, Legislation & Policy, Racial inequalities, Research, Supportive housing, Sustainability, Youth
Shared by Karina George
on Jun 27, 2022
Toward a More Equitable Tomorrow: A Landscape Analysis of Early Childhood Leadership
Report
Jun 27, 2022
We have an abundance of talent that is ready to reimagine early childhood and well-being in America for our youngest children and families, but we do not have an abundance of leadership experiences that nurture, propel, and position them as the dynamic leaders our country urgently needs.
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Community:
Apr 16, 2019
Grand Rapids, Michigan, is one of the fastest-growing US cities with economic opportunities for businesses. We jumped to the top of polls for the best cities to start a business in 2015 and have maintained top rankings ever since. We also top national lists for best places to call home and raise a family. This does not tell the whole story, though. Communities of color struggle to thrive here. We rank among the worst large US cities for African Americans economically. Almost 40 percent of African Americans in our city live in poverty. They are three times as likely to be unemployed as whites. More than 40 percent of Hispanics and Latinx live in poverty, and they are more than twice as likely to be unemployed.
Topics: Asset building, Broadband, Data sharing, Health, Partnerships, Racial inequalities
Shared by Housing Is
on Apr 16, 2019
How Grand Rapids, Michigan, Is Using Data To Advance Health Equity and Economic Opportunity
News Article
Apr 16, 2019
Grand Rapids, Michigan, is one of the fastest-growing US cities with economic opportunities for businesses. We jumped to the top of polls for the best cities to start a business in 2015 and have maintained top rankings ever since.
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Community:
Mar 27, 2019
Housing is at the epicenter of all opportunities and outcomes. It is the first rung on the ladder to economic opportunity, and a person’s access to opportunity is linked with that of their community. From health, to economic mobility, to educational opportunity, to racial equity, and beyond, housing shapes families and communities.
Topics: Asset building, Education, Health, Homelessness, Housing, Low-income, Mobility, Racial inequalities
Shared by Housing Is
on Mar 28, 2019
To Improve Lives and Expand Opportunities, Recognize the Power of Housing
Publication
Mar 27, 2019
Housing is at the epicenter of all opportunities and outcomes. It is the first rung on the ladder to economic opportunity, and a person’s access to opportunity is linked with that of their community.
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Community:
Jan 25, 2019
As a result of decades of legalized discrimination in the housing industry, huge racial disparities in homeownership still exist today. This is not acceptable in a country founded on equal opportunity. Nationally, 72 percent of white households own a home, compared to only 42 percent of black households and 46 percent of Hispanic households. Homes typically make up the largest portion of a family’s overall wealth, so these disparities in homeownership are the most significant factor in the racial wealth gap.
Topics: Asset building, Housing, Legislation & Policy, Racial inequalities
Shared by Housing Is
on Mar 11, 2019
Combating racial disparities in homeownership
Publication
Jan 25, 2019
As a result of decades of legalized discrimination in the housing industry, huge racial disparities in homeownership still exist today. This is not acceptable in a country founded on equal opportunity.
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Community:
Feb 28, 2019
Over the past decade, the real estate fortunes for African Americans have reversed course. Despite a strengthening economy, including record low unemployment and higher wages for black workers, homeownership levels for that group have dropped incrementally almost every year since 2004. It fell to 43 percent in 2017, virtually erasing all of the gains made since the passage of the Fair Housing Act in 1968, landmark legislation outlawing housing discrimination.
Topics: Asset building, Community development, Housing, Legislation & Policy, Racial inequalities
Shared by Housing Is
on Mar 11, 2019
The 'heartbreaking' decrease in black homeownership
News Article
Feb 28, 2019
Over the past decade, the real estate fortunes for African Americans have reversed course. Despite a strengthening economy, including record low unemployment and higher wages for black workers, homeownership levels for that group have dropped incrementally almost every year since 2004.
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Community:
Feb 21, 2019
In many cities, low-income residents live far from available jobs, and employers can’t find people to fill open positions. Economists call this “spatial mismatch”—a mismatch between where jobs are located and where job seekers live, which can cause high unemployment rates and lead to longer spells of joblessness.
Topics: Asset building, Racial inequalities, Research, Transportation, Workforce development
Shared by Mica O'Brien
on Feb 28, 2019
Too Far from Jobs: Spatial Mismatch and Hourly Workers
Research
Feb 21, 2019
In many cities, low-income residents live far from available jobs, and employers can’t find people to fill open positions.
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Community:
Feb 7, 2019
When we stereotype or lazily assume low-wage workers to be “low skill,” it reinforces an often unspoken and pernicious view that they lack intelligence and ambition, maybe even the potential to master “higher-order” skilled work. In an economy that is supposed to operate as a meritocracy—but rarely does—too often, we see low wages and assume both the work and workers are low-value. This bias makes us overlook people for better-paying positions in which they might have excelled, hindering their social mobility.
Topics: Asset building, Low-income, Racial inequalities, Workforce development
Shared by Housing Is
on Feb 19, 2019
Low Wage, Not Low Skill: Why Devaluing Our Workers Matters
News Article
Feb 7, 2019
When we stereotype or lazily assume low-wage workers to be “low skill,” it reinforces an often unspoken and pernicious view that they lack intelligence and ambition, maybe even the potential to master “higher-order” skilled work.
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Community:
Jan 24, 2019
Affordable housing campaigns are not new, of course, but what is unprecedented and transformative about Opportunity Starts at Home is the scope and diversity of the partners that are joining forces to advocate for more robust and equitable federal housing policies. The campaign is advised by a Steering Committee including leading national organizations representing a wide range of interests that are working shoulder-to-shoulder to solve the affordable housing crisis.
Topics: Asset building, Child welfare, CLPHA, Community development, Early childhood, Education, Food insecurity, Funding, Health, Homelessness, Housing, Immigrants, Legislation & Policy, Low-income, Mobility, Out-of-school time, Partnerships, Racial inequalities, Safety, Seniors, Stability, Substance abuse, Youth
Shared by Mica O'Brien
on Jan 24, 2019
Within Reach: Ambitious Federal Solutions to Meet the Housing Needs of the Most Vulnerable People
Publication
Jan 24, 2019
Affordable housing campaigns are not new, of course, but what is unprecedented and transformative about Opportunity Starts at Home is the scope and diversity of the partners that are joining forces to advocate for more robust and equitable federal housing policies.
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Community:
Dec 6, 2018
Recent research shows that social safety net programs benefit everyone.
Topics: Asset building, Child welfare, Community development, Food insecurity, Legislation & Policy, Medicaid / Medicare, Racial inequalities, Research, Workforce development
Shared by Mica O'Brien
on Dec 6, 2018
To Make America Richer, Help Poor Children
News Article
Dec 6, 2018
Recent research shows that social safety net programs benefit everyone.